You can be the victim of a severe car accident that can cause serious damage to your health and body parts. And being the no-fault person, you can claim accident benefits from your insurance company.
Under the insurance policy in Canada, the insurer is bound to provide for your claim. But the question is how to claim accident benefits and what are those benefits?
Here in this writing, we have explained everything you need to know.
How to Claim Accident Benefits?
Suppose you are living Red deer, and you are the victim of a pedestrian-car accident. In that case, you should take the pedestrian accident lawyer to make your accident benefits claiming process easier.
In that regard, insurance providers are obligated to provide accident benefits. The policyholder who has been injured in a car accident can ask for the following compensation:
- Physical recovery
- Attendant care
Now, what is the claiming process?
After the occurrence of the accident, immediately inform your insurance company. It is better that you tell your insurance company within 7 days. However, the application must be filed with 30 days of receiving.
And eventually, a standard insurance policy will help you get the benefits from the insurer for your accident’s injury.
In case of a car injury, the process of claiming starts with. Firstly, you need to file a claim for an automobile accident. Then give the notification to your insurer or the insurance company of the guilty party.
And then, you need to complete the accident benefits application. But also, a form needs to be completed by your employer verifying your loss of income.
On the other hand, the form needs to be completed by authorized health personnel to verify your injury due to the accident you’ve sustained.
For self-employed persons, they need to provide proof of income.
And eventually, the insurance company will provide you the reasonable compensation measuring the validity of your claim.
Let’s move on to the benefits you can get through the claim…
What Are Accident Benefits You Can Get?
A standard insurance policy will help you get benefits if you’re physically injured by a car accident. If you have an insurance policy, you can claim the following benefits from your insurer.
Benefits may include:
Emergency Treatment Expenses
As a result of claiming to your insurer, you can have emergency treatment recovery costs. Your fast aid from the hospital may not cost much, but you can claim those expenses.
Medical and Rehabilitation Benefits
This is a much larger amount of expense you may face as a result of a car accident. For the long-term treatment and your health recovery, you may have lost a significant amount of money. So you must get those expenses from your insurance company.
Being the victim of a car accident and you can have a serious physical injury. For that, you need to be hospitalized for a long time for the sake of your physical recovery.
Thus, you must get benefits from the insurance company to recover your health conditions or compensation for your income replacement.
And the benefits can be given if you’re unable to work or you need time to return to your normal working condition.
There can be other types of expenses that you can claim from the insurance company related to your health recovery process, including your moving fee, fees for your friends and relatives to visit you. Always claim compensation for those valid reasons and be on the safer side.
There can be a situation when you can be hit by a car, and you may face a serious level of physical injury. And being a non-faulty person, It’s valid that you claim accident benefits from your insurance company.
Considering all of the valid reasons, the insurer is bound to provide necessary benefits. Hence, don’t hesitate to hire a lawyer immediately after an accident occurs.